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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,419 | $96,508-90.2% | $75,901-87.6% | $152,897-93.8% |
| Participation rate | 47.1% | 76.2%-29.1pp | 69.3%-22.2pp | 82.5%-35.4pp |
| Annual return | 44.25% | 33.99%+10.3pp | 30.76%+13.5pp | 345.43%-301.2pp |
| Employer contribution / active EE | $1,239 | $3,310-62.6% | $2,501-50.5% | $4,764-74.0% |
| Participant deferral / active EE | $2,377 | $4,554-47.8% | $3,603-34.0% | $5,851-59.4% |
| Admin fee / account holder | $104 | $8,081-98.7% | $5,420-98.1% | $11,599-99.1% |