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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,260 | $81,870-69.1% | $119,622-78.9% | $68,486-63.1% |
| Participation rate | 97.5% | 71.9%+25.6pp | 79.3%+18.2pp | 67.9%+29.6pp |
| Annual return | -19.14% | -23.82%+4.7pp | -14.98%-4.2pp | -7.85%-11.3pp |
| Employer contribution / active EE | $3,870 | $2,692+43.8% | $4,232-8.6% | $2,597+49.0% |
| Participant deferral / active EE | $8,211 | $4,148+98.0% | $5,601+46.6% | $4,028+103.9% |
| Admin fee / account holder | $1,846 | $6,583-72.0% | $10,328-82.1% | $5,404-65.8% |