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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,722 | $175,231-51.7% | $149,696-43.4% | $139,466-39.3% |
| Participation rate | 60.0% | 83.4%-23.4pp | 78.8%-18.8pp | 80.3%-20.3pp |
| Annual return | 29.91% | 166.77%-136.9pp | 134.46%-104.5pp | 373.66%-343.8pp |
| Employer contribution / active EE | $1,961 | $5,478-64.2% | $4,821-59.3% | $4,754-58.8% |
| Participant deferral / active EE | $5,827 | $6,521-10.6% | $5,682+2.6% | $6,712-13.2% |
| Admin fee / account holder | $28 | $16,155-99.8% | $13,212-99.8% | $11,409-99.8% |