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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,538 | $80,992-52.4% | $96,534-60.1% | $75,173-48.7% |
| Participation rate | 36.7% | 71.8%-35.1pp | 76.0%-39.2pp | 67.2%-30.5pp |
| Annual return | 19.78% | 27.05%-7.3pp | 25.88%-6.1pp | 160.72%-140.9pp |
| Employer contribution / active EE | $1,919 | $2,283-15.9% | $2,965-35.3% | $2,671-28.2% |
| Participant deferral / active EE | $2,723 | $3,929-30.7% | $4,851-43.9% | $4,126-34.0% |
| Admin fee / account holder | $1,993 | $6,717-70.3% | $8,253-75.9% | $5,651-64.7% |