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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,808 | $97,550-30.5% | $120,344-43.7% | $87,485-22.5% |
| Participation rate | 32.1% | 72.8%-40.7pp | 76.7%-44.6pp | 68.9%-36.8pp |
| Annual return | 18.69% | 18.41%+0.3pp | 20.30%-1.6pp | 26.06%-7.4pp |
| Employer contribution / active EE | $1,267 | $2,291-44.7% | $3,020-58.0% | $2,596-51.2% |
| Participant deferral / active EE | $3,169 | $4,230-25.1% | $5,135-38.3% | $4,274-25.8% |
| Admin fee / account holder | $2,296 | $9,543-75.9% | $12,742-82.0% | $7,775-70.5% |