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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,477 | $90,486-33.2% | $78,676-23.1% | $273,972-77.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 6.16% | 75.62%-69.5pp | 62.19%-56.0pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,911 | $3,175-8.3% | $2,850+2.1% | $4,869-40.2% |
| Participant deferral / active EE | $6,874 | $3,901+76.2% | $3,517+95.5% | $5,287+30.0% |
| Admin fee / account holder | $515 | $5,263-90.2% | $4,510-88.6% | $10,133-94.9% |