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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,387 | $167,362-81.8% | $143,799-78.9% | $134,532-77.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -17.39% | 0.47%-17.9pp | -0.04%-17.3pp | 418.27%-435.7pp |
| Employer contribution / active EE | $1,575 | $5,620-72.0% | $4,952-68.2% | $4,741-66.8% |
| Participant deferral / active EE | $5,988 | $6,447-7.1% | $5,638+6.2% | $6,401-6.5% |
| Admin fee / account holder | $7 | $18,094-100.0% | $14,677-100.0% | $11,429-99.9% |