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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,578 | $172,111-35.8% | $150,298-26.4% | $137,256-19.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.15% | 69.37%-52.2pp | 62.79%-45.6pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,705 | $4,636-41.7% | $4,154-34.9% | $4,156-34.9% |
| Participant deferral / active EE | $12,439 | $6,166+101.7% | $5,453+128.1% | $6,407+94.2% |
| Admin fee / account holder | $2,179 | $16,471-86.8% | $14,116-84.6% | $12,270-82.2% |