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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,487 | $78,781-66.4% | $100,528-73.7% | $73,412-63.9% |
| Participation rate | 91.8% | 80.0%+11.7pp | 79.4%+12.4pp | 72.2%+19.6pp |
| Annual return | 31.85% | 31.69%+0.2pp | 30.90%+1.0pp | 59.30%-27.4pp |
| Employer contribution / active EE | $3,286 | $2,420+35.8% | $3,419-3.9% | $2,234+47.1% |
| Participant deferral / active EE | $5,889 | $6,537-9.9% | $6,271-6.1% | $3,806+54.8% |
| Admin fee / account holder | $6 | $145-95.7% | $8,084-99.9% | $158-96.0% |