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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,027 | $99,009-73.7% | $86,581-69.9% | $147,585-82.4% |
| Participation rate | 58.8% | 76.3%-17.5pp | 73.5%-14.7pp | 82.8%-24.0pp |
| Annual return | 17.44% | 1312.70%-1295.3pp | 965.06%-947.6pp | 578.58%-561.1pp |
| Employer contribution / active EE | $0 | $3,132-100.0% | $2,840-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,309 | $3,972-41.9% | $3,609-36.0% | $5,439-57.6% |
| Admin fee / account holder | $265 | $5,709-95.4% | $4,904-94.6% | $10,886-97.6% |