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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,762 | $197,637-22.7% | $177,848-14.1% | $158,982-3.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 46.38% | 58.77%-12.4pp | 48.33%-1.9pp | 302.99%-256.6pp |
| Employer contribution / active EE | $3,449 | $6,698-48.5% | $5,919-41.7% | $4,763-27.6% |
| Participant deferral / active EE | $17,872 | $8,405+112.6% | $7,714+131.7% | $5,983+198.7% |
| Admin fee / account holder | $2,093 | $15,406-86.4% | $12,431-83.2% | $11,252-81.4% |