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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,976 | $99,652-73.9% | $78,778-67.0% | $147,586-82.4% |
| Participation rate | 42.9% | 76.2%-33.4pp | 69.2%-26.3pp | 82.8%-40.0pp |
| Annual return | 26.33% | 47.28%-21.0pp | 35.62%-9.3pp | 578.59%-552.3pp |
| Employer contribution / active EE | $937 | $2,796-66.5% | $1,986-52.8% | $4,876-80.8% |
| Participant deferral / active EE | $2,821 | $3,664-23.0% | $2,958-4.6% | $5,439-48.1% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |