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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,155 | $162,812-88.2% | $133,971-85.7% | $158,966-88.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 20.81% | 41.94%-21.1pp | 45.09%-24.3pp | 302.95%-282.1pp |
| Employer contribution / active EE | $2,532 | $4,976-49.1% | $3,919-35.4% | $4,762-46.8% |
| Participant deferral / active EE | $7,274 | $5,910+23.1% | $5,047+44.1% | $5,983+21.6% |
| Admin fee / account holder | $2,973 | $11,741-74.7% | $8,929-66.7% | $11,250-73.6% |