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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,393 | $165,399-43.5% | $149,745-37.6% | $158,982-41.3% |
| Participation rate | 57.1% | 84.6%-27.4pp | 82.5%-25.3pp | 82.0%-24.8pp |
| Annual return | 19.84% | 348.34%-328.5pp | 276.72%-256.9pp | 302.99%-283.2pp |
| Employer contribution / active EE | $10,932 | $5,105+114.2% | $4,646+135.3% | $4,763+129.5% |
| Participant deferral / active EE | $5,757 | $7,183-19.8% | $6,843-15.9% | $5,983-3.8% |
| Admin fee / account holder | $561 | $10,811-94.8% | $9,312-94.0% | $11,252-95.0% |