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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,624 | $198,457-85.6% | $170,435-83.2% | $147,586-80.6% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 13.57% | 257.30%-243.7pp | 205.94%-192.4pp | 578.59%-565.0pp |
| Employer contribution / active EE | $5,138 | $6,183-16.9% | $5,432-5.4% | $4,876+5.4% |
| Participant deferral / active EE | $3,405 | $5,629-39.5% | $4,939-31.1% | $5,439-37.4% |
| Admin fee / account holder | $386 | $16,852-97.7% | $13,881-97.2% | $10,886-96.5% |