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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,548 | $181,896-54.6% | $156,551-47.3% | $273,972-69.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 6.59% | 30.74%-24.2pp | 32.23%-25.6pp | 41.46%-34.9pp |
| Employer contribution / active EE | $30,395 | $6,248+386.5% | $5,501+452.5% | $4,869+524.3% |
| Participant deferral / active EE | $15,882 | $5,550+186.2% | $4,871+226.0% | $5,287+200.4% |
| Admin fee / account holder | $696 | $15,560-95.5% | $13,028-94.7% | $10,133-93.1% |