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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,785 | $152,612-64.1% | $125,192-56.2% | $152,897-64.2% |
| Participation rate | 72.2% | 83.3%-11.1pp | 79.8%-7.6pp | 82.5%-10.2pp |
| Annual return | 22.13% | 54.85%-32.7pp | 43.79%-21.7pp | 345.43%-323.3pp |
| Employer contribution / active EE | $3,810 | $4,947-23.0% | $3,866-1.5% | $4,764-20.0% |
| Participant deferral / active EE | $3,974 | $5,868-32.3% | $4,937-19.5% | $5,851-32.1% |
| Admin fee / account holder | $754 | $13,437-94.4% | $9,704-92.2% | $11,599-93.5% |