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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,453 | $199,109+5.7% | $173,730+21.1% | $154,746+36.0% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 16.12% | 20.02%-3.9pp | 19.96%-3.8pp | 172.34%-156.2pp |
| Employer contribution / active EE | $8,851 | $5,311+66.6% | $4,577+93.4% | $4,379+102.1% |
| Participant deferral / active EE | $5,625 | $7,113-20.9% | $6,326-11.1% | $6,730-16.4% |
| Admin fee / account holder | $17,436 | $20,916-16.6% | $17,523-0.5% | $14,365+21.4% |