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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,141 | $138,075-55.7% | $123,552-50.5% | $135,379-54.8% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -5.90% | 153.70%-159.6pp | 119.20%-125.1pp | 519.79%-525.7pp |
| Employer contribution / active EE | $2,679 | $5,152-48.0% | $4,628-42.1% | $4,779-43.9% |
| Participant deferral / active EE | $6,576 | $6,800-3.3% | $6,426+2.3% | $5,609+17.2% |
| Admin fee / account holder | $16 | $10,917-99.9% | $9,285-99.8% | $10,828-99.9% |