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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,628 | $124,346+21.1% | $111,308+35.3% | $167,536-10.1% |
| Participation rate | 35.7% | 79.6%-43.9pp | 77.3%-41.6pp | 82.1%-46.4pp |
| Annual return | 14.00% | 37.45%-23.5pp | 54.67%-40.7pp | 478.82%-464.8pp |
| Employer contribution / active EE | $1,173 | $3,437-65.9% | $2,732-57.1% | $4,839-75.8% |
| Participant deferral / active EE | $2,679 | $5,182-48.3% | $4,487-40.3% | $6,342-57.8% |
| Admin fee / account holder | $32 | $10,621-99.7% | $7,965-99.6% | $12,315-99.7% |