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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,490 | $165,399-18.1% | $149,745-9.5% | $158,982-14.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.94% | 348.34%-336.4pp | 276.72%-264.8pp | 302.99%-291.0pp |
| Employer contribution / active EE | $2,850 | $5,105-44.2% | $4,646-38.7% | $4,763-40.2% |
| Participant deferral / active EE | $17,300 | $7,183+140.9% | $6,843+152.8% | $5,983+189.1% |
| Admin fee / account holder | $542 | $10,811-95.0% | $9,312-94.2% | $11,252-95.2% |