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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,832 | $153,769-52.6% | $133,975-45.6% | $273,972-73.4% |
| Participation rate | 50.0% | 88.4%-38.4pp | 87.1%-37.1pp | 83.0%-33.0pp |
| Annual return | 5.42% | 36.51%-31.1pp | 29.29%-23.9pp | 41.46%-36.0pp |
| Employer contribution / active EE | $1,527 | $6,029-74.7% | $5,211-70.7% | $4,869-68.6% |
| Participant deferral / active EE | $4,803 | $6,958-31.0% | $6,282-23.5% | $5,287-9.2% |
| Admin fee / account holder | $0 | $11,765-100.0% | $9,324-100.0% | $10,133-100.0% |