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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,761 | $35,183-89.3% | $73,545-94.9% | $70,124-94.6% |
| Participation rate | 18.9% | 42.9%-24.0pp | 54.9%-36.0pp | 69.5%-50.6pp |
| Annual return | 58.14% | 26.90%+31.2pp | -15.16%+73.3pp | 73.14%-15.0pp |
| Employer contribution / active EE | $0 | $709-100.0% | $1,219-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $510 | $1,220-58.2% | $1,806-71.8% | $3,332-84.7% |
| Admin fee / account holder | $0 | $2,302-100.0% | $2,320-100.0% | $4,645-100.0% |