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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,482 | $156,398-40.2% | $147,318-36.5% | $138,895-32.7% |
| Participation rate | 37.5% | 83.8%-46.3pp | 82.1%-44.6pp | 79.9%-42.4pp |
| Annual return | 22.44% | 78.75%-56.3pp | 70.43%-48.0pp | 145.39%-123.0pp |
| Employer contribution / active EE | $1,286 | $4,853-73.5% | $4,593-72.0% | $4,194-69.3% |
| Participant deferral / active EE | $3,961 | $8,237-51.9% | $7,906-49.9% | $6,396-38.1% |
| Admin fee / account holder | $189 | $14,976-98.7% | $13,708-98.6% | $12,562-98.5% |