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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,264 | $131,835-89.2% | $108,582-86.9% | $273,972-94.8% |
| Participation rate | 90.0% | 83.5%+6.5pp | 79.6%+10.4pp | 83.0%+7.0pp |
| Annual return | 8.40% | -91.57%+100.0pp | -51.70%+60.1pp | 41.46%-33.1pp |
| Employer contribution / active EE | $957 | $4,913-80.5% | $3,758-74.5% | $4,869-80.3% |
| Participant deferral / active EE | $2,531 | $5,127-50.6% | $4,311-41.3% | $5,287-52.1% |
| Admin fee / account holder | $407 | $10,253-96.0% | $7,645-94.7% | $10,133-96.0% |