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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,745 | $190,916-2.7% | $160,037+16.1% | $134,545+38.1% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.0%+3.8pp | 81.2%+0.6pp |
| Annual return | -21.04% | 552.79%-573.8pp | 408.95%-430.0pp | 418.37%-439.4pp |
| Employer contribution / active EE | $2,509 | $4,996-49.8% | $4,226-40.6% | $4,742-47.1% |
| Participant deferral / active EE | $9,174 | $6,925+32.5% | $6,184+48.3% | $6,401+43.3% |
| Admin fee / account holder | $1,038 | $10,497-90.1% | $8,716-88.1% | $11,431-90.9% |