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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,179 | $75,832-87.9% | $147,618-93.8% | $59,633-84.6% |
| Participation rate | 84.2% | 71.6%+12.6pp | 84.6%-0.4pp | 68.7%+15.5pp |
| Annual return | 89.23% | 0.37%+88.9pp | 61.98%+27.2pp | 2041.40%-1952.2pp |
| Employer contribution / active EE | $710 | $3,485-79.6% | $5,565-87.2% | $2,203-67.8% |
| Participant deferral / active EE | $4,935 | $3,131+57.6% | $4,895+0.8% | $3,192+54.6% |
| Admin fee / account holder | $2,521 | $5,986-57.9% | $11,612-78.3% | $4,297-41.3% |