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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,325 | $115,814-26.3% | $101,275-15.7% | $158,982-46.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 3.88% | 56.16%-52.3pp | 46.48%-42.6pp | 302.99%-299.1pp |
| Employer contribution / active EE | $5,437 | $4,176+30.2% | $3,660+48.5% | $4,763+14.2% |
| Participant deferral / active EE | $15,072 | $4,958+204.0% | $4,371+244.8% | $5,983+151.9% |
| Admin fee / account holder | $3,147 | $7,249-56.6% | $5,948-47.1% | $11,252-72.0% |