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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,133 | $108,695-99.0% | $74,722-98.5% | $152,897-99.3% |
| Participation rate | 83.3% | 65.4%+18.0pp | 54.5%+28.9pp | 82.5%+0.9pp |
| Annual return | 15.98% | 114.11%-98.1pp | 753.11%-737.1pp | 345.43%-329.5pp |
| Employer contribution / active EE | $425 | $1,504-71.8% | $1,084-60.8% | $4,764-91.1% |
| Participant deferral / active EE | $717 | $2,712-73.6% | $1,963-63.5% | $5,851-87.7% |
| Admin fee / account holder | $405 | $4,906-91.8% | $3,335-87.9% | $11,599-96.5% |