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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,230 | $133,998-50.6% | $112,263-41.0% | $134,545-50.8% |
| Participation rate | 94.4% | 78.6%+15.9pp | 75.1%+19.4pp | 81.2%+13.2pp |
| Annual return | -20.52% | 47.17%-67.7pp | 27.49%-48.0pp | 418.37%-438.9pp |
| Employer contribution / active EE | $7,997 | $4,040+97.9% | $3,636+119.9% | $4,742+68.7% |
| Participant deferral / active EE | $4,650 | $5,292-12.1% | $4,729-1.7% | $6,401-27.4% |
| Admin fee / account holder | $581 | $7,493-92.2% | $6,410-90.9% | $11,431-94.9% |