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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,690 | $110,379-55.0% | $102,412-51.5% | $145,884-65.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 10.53% | 24.84%-14.3pp | 24.94%-14.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $1,738 | $4,216-58.8% | $3,870-55.1% | $4,662-62.7% |
| Participant deferral / active EE | $6,006 | $5,622+6.8% | $5,060+18.7% | $6,690-10.2% |
| Admin fee / account holder | $541 | $9,745-94.4% | $8,388-93.5% | $13,392-96.0% |