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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,690 | $111,814-55.6% | $103,374-51.9% | $145,959-66.0% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 10.53% | 24.77%-14.2pp | 24.89%-14.4pp | 561.95%-551.4pp |
| Employer contribution / active EE | $1,738 | $4,214-58.8% | $3,869-55.1% | $4,661-62.7% |
| Participant deferral / active EE | $6,006 | $5,618+6.9% | $5,058+18.8% | $6,689-10.2% |
| Admin fee / account holder | $541 | $9,754-94.4% | $8,394-93.6% | $13,398-96.0% |