Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,634 | $56,287-81.1% | $80,977-86.9% | $62,881-83.1% |
| Participation rate | 41.9% | 68.9%-27.1pp | 75.8%-33.9pp | 69.3%-27.4pp |
| Annual return | 15.89% | 22.13%-6.2pp | 17.11%-1.2pp | 20.14%-4.3pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,970 | $4,196-29.2% | $5,696-47.9% | $3,203-7.3% |
| Admin fee / account holder | $452 | $3,742-87.9% | $5,517-91.8% | $4,296-89.5% |