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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,422 | $165,399-65.9% | $149,745-62.3% | $158,982-64.5% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 21.24% | 348.34%-327.1pp | 276.72%-255.5pp | 302.99%-281.7pp |
| Employer contribution / active EE | $7,575 | $5,105+48.4% | $4,646+63.1% | $4,763+59.0% |
| Participant deferral / active EE | $6,881 | $7,183-4.2% | $6,843+0.6% | $5,983+15.0% |
| Admin fee / account holder | $2,834 | $10,811-73.8% | $9,312-69.6% | $11,252-74.8% |