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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,222 | $138,075+31.2% | $123,552+46.7% | $135,379+33.9% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -9.94% | 153.70%-163.6pp | 119.20%-129.1pp | 519.79%-529.7pp |
| Employer contribution / active EE | $2,967 | $5,152-42.4% | $4,628-35.9% | $4,779-37.9% |
| Participant deferral / active EE | $9,125 | $6,800+34.2% | $6,426+42.0% | $5,609+62.7% |
| Admin fee / account holder | $1,882 | $10,917-82.8% | $9,285-79.7% | $10,828-82.6% |