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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,411 | $138,114-95.4% | $125,391-94.9% | $134,545-95.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 0.00% | 750.88%-750.9pp | 572.41%-572.4pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,519 | $5,246-52.0% | $4,816-47.7% | $4,742-46.9% |
| Participant deferral / active EE | $4,769 | $7,801-38.9% | $7,448-36.0% | $6,401-25.5% |
| Admin fee / account holder | $710 | $11,570-93.9% | $10,009-92.9% | $11,431-93.8% |