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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,783 | $103,000-70.1% | $90,300-65.9% | $152,885-79.9% |
| Participation rate | 35.3% | 75.9%-40.6pp | 73.3%-38.0pp | 82.5%-47.2pp |
| Annual return | 20.38% | 95.19%-74.8pp | 78.11%-57.7pp | 345.39%-325.0pp |
| Employer contribution / active EE | $988 | $3,138-68.5% | $2,854-65.4% | $4,763-79.3% |
| Participant deferral / active EE | $1,739 | $4,281-59.4% | $3,884-55.2% | $5,851-70.3% |
| Admin fee / account holder | $653 | $6,173-89.4% | $5,353-87.8% | $11,598-94.4% |