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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,887 | $67,372-91.3% | $60,906-90.3% | $134,532-95.6% |
| Participation rate | 93.3% | 76.2%+17.2pp | 73.1%+20.2pp | 81.2%+12.1pp |
| Annual return | -25.86% | 50.05%-75.9pp | 16.94%-42.8pp | 418.27%-444.1pp |
| Employer contribution / active EE | $1,234 | $3,099-60.2% | $2,703-54.3% | $4,741-74.0% |
| Participant deferral / active EE | $5,048 | $4,532+11.4% | $3,814+32.4% | $6,401-21.1% |
| Admin fee / account holder | $592 | $4,588-87.1% | $3,227-81.7% | $11,429-94.8% |