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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,026 | $47,479-66.2% | $62,929-74.5% | $82,448-80.6% |
| Participation rate | 34.9% | 66.9%-32.0pp | 73.1%-38.2pp | 68.1%-33.2pp |
| Annual return | 25.98% | 20.34%+5.6pp | 1063.93%-1038.0pp | 41.64%-15.7pp |
| Employer contribution / active EE | $487 | $1,885-74.1% | $2,505-80.5% | $2,551-80.9% |
| Participant deferral / active EE | $1,974 | $2,870-31.2% | $3,888-49.2% | $4,139-52.3% |
| Admin fee / account holder | $2,842 | $3,804-25.3% | $5,065-43.9% | $7,234-60.7% |