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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,106 | $176,105-28.4% | $159,474-20.9% | $167,536-24.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.30% | 331.91%-312.6pp | 263.68%-244.4pp | 478.82%-459.5pp |
| Employer contribution / active EE | $14,054 | $5,299+165.2% | $4,831+190.9% | $4,839+190.4% |
| Participant deferral / active EE | $10,089 | $7,751+30.2% | $7,353+37.2% | $6,342+59.1% |
| Admin fee / account holder | $351 | $12,559-97.2% | $10,802-96.8% | $12,315-97.2% |