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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,989 | $175,259-69.8% | $149,723-64.6% | $139,487-62.0% |
| Participation rate | 53.8% | 83.4%-29.5pp | 78.8%-24.9pp | 80.3%-26.5pp |
| Annual return | 16.54% | 166.82%-150.3pp | 134.50%-118.0pp | 373.84%-357.3pp |
| Employer contribution / active EE | $1,821 | $5,478-66.8% | $4,821-62.2% | $4,755-61.7% |
| Participant deferral / active EE | $4,836 | $6,522-25.8% | $5,682-14.9% | $6,713-28.0% |
| Admin fee / account holder | $2,444 | $16,158-84.9% | $13,215-81.5% | $11,407-78.6% |