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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,296 | $63,346-58.5% | $92,239-71.5% | $70,124-62.5% |
| Participation rate | 51.7% | 68.7%-16.9pp | 76.5%-24.8pp | 69.5%-17.8pp |
| Annual return | 18.46% | 530.19%-511.7pp | 176.29%-157.8pp | 73.14%-54.7pp |
| Employer contribution / active EE | $1,560 | $2,471-36.9% | $3,680-57.6% | $2,342-33.4% |
| Participant deferral / active EE | $2,470 | $2,854-13.5% | $3,897-36.6% | $3,332-25.9% |
| Admin fee / account holder | $458 | $3,841-88.1% | $5,194-91.2% | $4,645-90.1% |