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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,138 | $198,457-94.4% | $170,435-93.5% | $147,586-92.5% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 26.84% | 257.30%-230.5pp | 205.94%-179.1pp | 578.59%-551.8pp |
| Employer contribution / active EE | $2,397 | $6,183-61.2% | $5,432-55.9% | $4,876-50.8% |
| Participant deferral / active EE | $3,761 | $5,629-33.2% | $4,939-23.9% | $5,439-30.9% |
| Admin fee / account holder | $523 | $16,852-96.9% | $13,881-96.2% | $10,886-95.2% |