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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,483 | $211,224-58.6% | $178,505-51.0% | $145,897-40.0% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 20.37% | 30.28%-9.9pp | 27.16%-6.8pp | 552.29%-531.9pp |
| Employer contribution / active EE | $2,828 | $4,577-38.2% | $3,955-28.5% | $4,663-39.3% |
| Participant deferral / active EE | $7,405 | $6,966+6.3% | $6,280+17.9% | $6,689+10.7% |
| Admin fee / account holder | $0 | $12,109-100.0% | $10,428-100.0% | $13,390-100.0% |