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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,295 | $93,345+4.2% | $119,126-18.3% | $87,485+11.2% |
| Participation rate | 39.1% | 68.7%-29.7pp | 75.8%-36.7pp | 68.9%-29.9pp |
| Annual return | 22.57% | 19.08%+3.5pp | 282.11%-259.5pp | 26.06%-3.5pp |
| Employer contribution / active EE | $920 | $3,172-71.0% | $4,034-77.2% | $2,596-64.6% |
| Participant deferral / active EE | $4,114 | $4,099+0.4% | $5,318-22.6% | $4,274-3.7% |
| Admin fee / account holder | $36 | $8,039-99.5% | $10,693-99.7% | $7,775-99.5% |