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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,295 | $88,672+9.7% | $105,223-7.5% | $82,448+18.0% |
| Participation rate | 39.1% | 67.9%-28.9pp | 75.0%-36.0pp | 68.1%-29.0pp |
| Annual return | 22.57% | 30.86%-8.3pp | 180.65%-158.1pp | 41.64%-19.1pp |
| Employer contribution / active EE | $920 | $3,048-69.8% | $3,689-75.0% | $2,551-63.9% |
| Participant deferral / active EE | $4,114 | $4,036+1.9% | $5,072-18.9% | $4,139-0.6% |
| Admin fee / account holder | $36 | $7,146-99.5% | $8,859-99.6% | $7,234-99.5% |