Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,728 | $67,411-69.3% | $91,004-77.2% | $70,126-70.4% |
| Participation rate | 59.6% | 71.4%-11.8pp | 75.6%-16.0pp | 69.5%-10.0pp |
| Annual return | 14.54% | -40.16%+54.7pp | 4.60%+9.9pp | 73.15%-58.6pp |
| Employer contribution / active EE | $726 | $1,786-59.3% | $2,456-70.4% | $2,343-69.0% |
| Participant deferral / active EE | $1,886 | $2,823-33.2% | $3,548-46.8% | $3,332-43.4% |
| Admin fee / account holder | $2,857 | $4,236-32.6% | $5,417-47.3% | $4,645-38.5% |