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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,960 | $127,387-81.2% | $115,038-79.2% | $125,389-80.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.63% | 31.28%-34.9pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $12,614 | $5,166+144.2% | $4,608+173.7% | $4,866+159.2% |
| Participant deferral / active EE | $4,780 | $6,423-25.6% | $6,026-20.7% | $5,352-10.7% |
| Admin fee / account holder | $860 | $9,516-91.0% | $8,175-89.5% | $9,541-91.0% |