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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,230 | $162,136+109.2% | $152,301+122.7% | $154,746+119.2% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 12.29% | 91.02%-78.7pp | 80.50%-68.2pp | 172.34%-160.0pp |
| Employer contribution / active EE | $4,065 | $4,890-16.9% | $4,624-12.1% | $4,379-7.2% |
| Participant deferral / active EE | $13,132 | $8,341+57.4% | $8,004+64.1% | $6,730+95.1% |
| Admin fee / account holder | $2,494 | $15,759-84.2% | $14,398-82.7% | $14,365-82.6% |