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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,230 | $196,972+72.2% | $182,262+86.1% | $198,609+70.8% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 12.29% | 158.27%-146.0pp | 140.60%-128.3pp | 202.70%-190.4pp |
| Employer contribution / active EE | $4,065 | $5,364-24.2% | $5,046-19.4% | $5,055-19.6% |
| Participant deferral / active EE | $13,132 | $8,643+51.9% | $8,276+58.7% | $6,977+88.2% |
| Admin fee / account holder | $2,494 | $18,429-86.5% | $16,712-85.1% | $19,030-86.9% |