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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,637 | $158,852-93.3% | $121,220-91.2% | $135,379-92.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -10.34% | -0.64%-9.7pp | 16.94%-27.3pp | 519.79%-530.1pp |
| Employer contribution / active EE | $1,811 | $5,666-68.0% | $4,023-55.0% | $4,779-62.1% |
| Participant deferral / active EE | $3,225 | $4,006-19.5% | $3,345-3.6% | $5,609-42.5% |
| Admin fee / account holder | $1,570 | $6,515-75.9% | $5,021-68.7% | $10,828-85.5% |