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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,339 | $125,797-5.9% | $170,043-30.4% | $75,173+57.4% |
| Participation rate | 95.6% | 83.6%+12.0pp | 87.0%+8.6pp | 67.2%+28.4pp |
| Annual return | 13.19% | 27.20%-14.0pp | 53.40%-40.2pp | 160.72%-147.5pp |
| Employer contribution / active EE | $7,393 | $4,616+60.2% | $6,790+8.9% | $2,671+176.8% |
| Participant deferral / active EE | $12,538 | $6,838+83.4% | $10,410+20.4% | $4,126+203.9% |
| Admin fee / account holder | $11,363 | $8,177+39.0% | $12,824-11.4% | $5,651+101.1% |